Snap Finance
Low, limited or no credit
Fast approvals and flexible payment options. No credit needed.
Apply with SnapHome / Financing
Fix Now, Pay Later
Fix it now. Pay over time.
Need repairs but don’t want to pay everything up front? Our “Fix Now, Pay Later” program offers flexible weekly or monthly payment plans designed to fit your budget.
How fast is approval?
30 sec – 10 minMost applications get a decision
Soft credit checkMany partners start with one, which usually doesn’t affect your score
Weekly or monthlyPayment plans that fit your budget
Our financing partners
Good credit, bad credit or no credit
Several lenders means more ways to get approved. We’ll help you pick the one that fits.
American First Finance
A wide range of credit
Flexible financing for a wide range of credit situations, with a fast application and multiple payment options.
Apply hereEasyPay Finance
Quick approvals
Simple financing with quick approvals and flexible payment plans for qualified customers.
Apply with EasyPayUS Bank
Fair to excellent credit
Best suited for larger repair amounts, with competitive financing terms.
Apply hereWisetack
Fair to good credit
An easy application process and flexible monthly payment plans.
Apply hereAnd more
More ways to get approved
We work with multiple financing companies to increase your approval chances and find a plan that fits.
Apply hereWhat can financing cover?
Even your insurance deductible
Financing may be available for:
- Collision repairs
- Body & paint work
- Mechanical repairs
- Suspension repairs
- Wheels & tires
- Insurance deductibles
- Vehicle upgrades & accessories
- And more
When my accident happened, I was completely broke n didn’t know what to do. I honestly didn’t expect things to work out… but their Fix Now, Pay Later program covered the entire cost of the repairs. Now I’m simply paying $62 per month, stress free.
I’m a car dealer and United Collision Center has repaired 17 of our vehicles in the year, including my personal car. Their work is always excellent and consistent. The Fix now, Pay later, service was a huge help for our business.
Apply today
Getting started is simple
Apply
Use the application form, or apply directly with Snap or EasyPay.
Get a decision
Most applications get an answer in 30 seconds to 10 minutes.
We fix it
Your repair gets scheduled and done, with updates along the way.
Pay over time
Weekly or monthly payments on a plan that fits your budget.
No insurance? No problem.
We can still fix your car. Call or text for an estimate and we’ll walk you through your payment options.